Go With A Purpose
- Sing up to get a paycheck up to two days faster by signing up for direct deposit
- The Purpose Card is FDIC–insured, protected by Visa Zero Liability and there’s no credit check
- the card is issued by MetaBank (who is fully Member FDIC) in association with NetSpend and VISA
To obtain a Purpose Card a customer will need to visit a Advance America location with $20 or more. The store clerk will activate the Purpose Card as soon as the money is provided and the customer can start using the Purpose Card that very day. The card can be used anywhere the Visa logo is present and there are over 130,000 Advance America locations nationwide.
Purpose Card Highlights/Lowlights
- Requires no credit history 🙂
- Can be used to pay bills online
- Add up to two additional cards per family
- Additional card cost $4.98 🙁
- Allows customers to set up a saving plan that provides 5.00% APY on balances up to $5000 🙂
- Free text alerts related to balance inquiries, transaction history, direct deposit information bill payments and mobile money transfers 🙂
- Offers rewards for using the card
- Provides Supplemental Life Benefits in the case of an unexpected passing
- Annual fee of $59.98 when signing up for the annual plan 🙁
- Overdraft protection for those who have $200 or more deposited via direct deposit onto the card on a monthly basis
- Limit of 3 overdraft fees charged per month
- Customers can use the PictureIt Card Creator program to add a picture to their card for a fee of $4.95 🙁
Lets talk about plans associated with the Go With A Purpose Card
- Pay as you go plan: No monthly fees and ideal for someone who only uses the card on rare occasions as fees can add up quick when using the card under this plan
- Monthly plan: $7.98 monthly fee but comes with Unlimited Signature and PIN purchases (best for customers who make more than 8 purchases a month)
- Annual plan: Comes with a $59.98 fee that will be paid once a year but allows for unlimited purchases
A detailed plan review is provided by Visa and will give the customer a better idea of which Purpose Card plan is right for them.
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