US Bank Cash Plus
- Provides information about the U.S. Bank National Association cash plus program
- Consumers can also pick their 5% categories
- The website is administered by the U.S. Bancorp diversified financial – 800 Nicollet Mall, Minneapolis, MN 55402 – phone: (651) 466-3000 – fax: (612) 303-0782
This credit card is considered one of the best 5% back credit cards in the industry right now and offers a wide variety of bonus bonus categories and high bonus rates. Customers can pick two 5% categories from a rotating list that shifts quarterly and competes with Chase Freedom, Discover It and Citi Dividend Platinum Select for the customers dollar.
U.S. Bank Cash+ Visa Signature Card Highlights/Lowlights
- Earn 5% cash back on two categories i.e. department stores, restaurants (customers are allowed to pick two categories)
- Earn 2% cash back on gas, groceries or drug stores (customers are allowed to pick one)
- 1% on all other purchases
- No annual fee
- Members will receive a $25 Cash Bonus each time a redemption of $100 or more cash back is made in a single redemption
- No sign up bonus 🙁
- Reports of subpar customer service
- Cap of 2k per quarter on bonus categories of 2 and 5%
- Not ideal for people who live in rural areas of the country
The US Bank Cash Plus program is designed for middle class consumers who enjoy bonus points and reward programs. Please note for redemption to a U.S. Bank Rewards Visa Card, there is a $20 minimum redemption ($5 increments). Cash + categories changes MUST be made 5 days (or more) prior to the upcoming quarter. Changes can be made by phone by calling the toll free number found on the back of the U.S. Bank Cash+ Visa Signature Card or online at the US Bank Cash Plus website.
All listed 5% categories associated with the U.S. Bank Cash+ Visa Signature Credit Card
- Gym/Fitness centers (Club Fitness)
- Sporting good stores (retail and mom & pops)
- Cell phone related purchases
- Bookstores (i.e. Barnes and Noble)
- Department Stores (i.e. Macy’s, Xerox)
- Resturants (i.e. Applebee’s)
- Electric stores (i.e. Best Buy)
- Fast food
- Furniture stores
- Car rental (Avis, Enterprise)
- Movie Theaters (AMC)
US Bank Signature Card has a total of 3 categories for the 2% class which consist of Gas Stations, Grocery Stores and Drug Stores.
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